Built for M-PESA statements

Decode your
M-PESA money.
Down to the shilling.

Upload the statement Safaricom emails you. PesaMeter reads every Send, Buy Goods, Pay Bill and Fuliza line, then turns it into a reconciled credit decision.

Upload your statement → See a sample report
Verified analysis
6 months · Spending
−12.1K/mo saved
OUT
1.1M
Pay Bill62%
Send Money18%
Buy Goods10%
Agent Withdrawal8%
Income / mo
173.2K
Spend / mo
185.3K
Fees
1,126
Transaction charges found
KSh 1,126
Works with Safaricom M-PESA PDF◇Statement & Fuliza analysis◇Loan-ready summaries◇Spending categories◇Fee watch◇
Works with Safaricom M-PESA PDF◇Statement & Fuliza analysis◇Loan-ready summaries◇Spending categories◇Fee watch◇
Sample dashboard

This is what we hand back

Statement summary
01 Jan 2026 - 25 Jun 2026
Money in
KSh 1,112,063
Money out
KSh 1,112,063
Verified income / mo
KSh 173,202
Spending by category (KSh)
688.2K
202.7K
115.2K
93.7K
11.1K
Pay Bill
Send Money
Buy Goods
Agent Withdrawal
Airtime & Bundles
Top recipients
NA
Nairobi Water
Pay Bill · 5 payments
631K
CA
Carrefour
Buy Goods · 10 payments
58.1K
KP
Kplc Prepaid
Pay Bill · 4 payments
24.3K
EQ
Equity Paybill
Pay Bill · 3 payments
23.9K
Loan-ready report

Proof of income, in one clean page

Applying for a loan, a rental, or a visa? Generate a reconciled summary of your M-PESA activity that lenders and landlords actually accept, with no more forwarding a 40-page PDF.

  • ✓Average monthly inflow & outflow
  • ✓Recurring income & rent identified
  • ✓Reconciliation stamp & statement period
Generate mine free →
DemoApp
✓ Reconciled
Financial summary
01 Jan 2026 - 25 Jun 2026 · 6 months
Avg monthly inflow
KSh 173,202
Avg monthly outflow
KSh 185,344
Loan score
808 / 900
Recurring rent
KSh 630,954
Net monthly surplus − KSh 12,142
Lending recommendation Approve · KSh 25,685

Ready to see where
your money goes?

Upload your first statement free. A reconciled credit decision in under a minute.

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